Plainhub
AI finance agent

An AI CFO that answers from your numbers, not everyone’s

Ask a general AI how long your runway is and it will give you a confident answer about a company it has never seen. Plainhub’s agent reads your recorded cash, burn, revenue and team cost, so the answer is arithmetic on your business. No bank logins, no integrations, nothing to connect.

Build your modelOpen the free demo

What founders actually ask it

“How long do I have?”

Reads your cash, burn and revenue and gives the month you run out, not a range from a benchmark table.

“Can I afford this hire?”

Takes the salary, adds it to your real team cost, and tells you what it does to runway in months.

“What changed this month?”

Compares the events you recorded and names the line that moved, with the amount.

“Which customer is dangerous?”

Looks at your actual revenue mix and flags concentration before losing one account becomes a crisis.

“Where is the money going?”

Breaks your spend down by category from what you recorded, largest first.

“Should I raise now?”

Works out what runway you would have at today's burn, and how much you would need for eighteen months.

Grounded means it can be wrong out loud

The difference between a grounded agent and a chatbot is that a grounded one can be checked. Every figure it quotes comes from an event you recorded, so you can open the Money tab and find the line it used. A generic model cannot be audited that way, because there is nothing behind the answer except a plausible sentence.

That also sets the limit. The agent is only as current as your model. If you have not recorded anything in three weeks, it will answer confidently about a three-week-old company, which is the same failure mode as a stale spreadsheet, just faster.

What it will not do

It is not a replacement for a CFO or an accountant. It does not file taxes, close books, chase invoices or negotiate your round. It does not give regulated financial advice, and it will not tell you what to do with conviction it has not earned.

What it does is remove the gap between having a question and having the number. If you want to see the maths yourself first, the runway calculator and burn rate calculator use the same definitions the agent computes with.

Common questions

What is an AI CFO?

A tool that answers financial questions about your business in plain language instead of making you build a report. The useful ones compute from your own figures. The rest are general-purpose chatbots with a finance prompt, which will answer confidently about a company they know nothing about.

Can an AI CFO replace a real CFO?

No, and it is worth being clear about that. A CFO negotiates, structures a raise, and carries judgement about things not in the data. An agent like this answers questions you would otherwise ask a spreadsheet, and it does that instantly and at any hour.

How is this different from asking ChatGPT?

A general model has no access to your numbers, so it answers from averages. Plainhub's agent reads your recorded cash, burn, revenue and team cost, so the answer is arithmetic on your business rather than a plausible-sounding generality.

Does it connect to my bank or accounting software?

No. Plainhub never asks for bank logins, statement uploads or accounting integrations. You record money events yourself in plain words, and the agent reasons over that model.

Is it financial advice?

No. Plainhub is a modelling tool, not a licensed adviser. The agent explains what your numbers say and what a change would do to them. Decisions, and any regulated advice, stay with you and your advisers.

What does it cost?

The agent is included in Pro at €29.99 a month and Max at €59.99. The live demo is free and needs no signup, so you can see the whole product on a sample company first.

Ask your own numbers

Seven questions and about sixty seconds gets your first model live. The agent is included in both plans, and the demo runs on a sample company with no signup at all.

Build your modelSee pricing