Built for founders, not accountants

The startup finance platform for founders, not finance teams

Plainhub is a startup finance platform: the one place where your runway, burn rate, MRR and team costs stay live from plain-language entries, so you know how many months are left before it surprises you. No bank logins, no spreadsheets, no month-end reconciliation. Type what happened and the numbers that decide your company's future stay current.

Building a model for investors is a different job; for that, compare the options in financial modeling software for startups.

The spreadsheet was never the answer

Most founders run their finances in a spreadsheet with five tabs and three broken formulas, last opened a month ago. It is correct the day you build it and drifting from reality every day after. Accounting software has the opposite problem: it records the past in perfect detail but will not tell you how many months you have left. And the heavyweight answer, an FP&A platform, assumes a finance team on the other end. The comparison in best FP&A software shows what each one expects, and why most founders are years from needing any of them.

Plainhub sits in the gap. It is not bookkeeping and it is not a spreadsheet. It is the one place your runway, burn and MRR stay live, explained in plain language, so the most important numbers in your company are never a guess.

What a week looks like

Monday: €310,000 in the bank, €44,000 a month of costs and €16,000 of MRR. Net burn is €28,000 and runway is 11.1 months.

On Tuesday a customer paying €2,400 a month says they are reviewing vendors. You mark them at risk, their revenue leaves MRR, and runway drops to 10.2 months on the spot, which is the number you would have if they left. On Wednesday you want to know whether a €6,000 a month hire still fits, so you add it as a draft: 8.5 months with the hire, shown next to today without changing anything. On Friday you cancel a €1,200 a month tool and commit that as a plan, and runway settles at 10.6 months.

None of that needed a spreadsheet session or a bank connection, and every figure came from something you typed. What it did not do is tell you whether the customer will stay or whether the hire is worth it. Those calls are still yours.

How the options compare

Four ways founders run the money, and what each one actually asks of you.

ApproachLive runway and burnBank login neededWho it needs
SpreadsheetOnly the day you build itNoYou, rebuilding it monthly
Accounting softwareNo, it records the pastUsually, for bank feedsA bookkeeper or accountant
FP&A platformYes, once configuredOftenA finance team
PlainhubYes, live as you typeNoA founder, in about a minute

What you get

Live runway and burn

Every event you record updates net burn and how many months of cash are left, immediately.

MRR and customers

Each customer with a monthly amount and a status. Only active, recurring revenue counts as MRR, one customer above 30% triggers a warning, and late payments show up in your alerts.

Decisions before you make them

Draft a hire, a new tool or a cut and see runway and the cash-out date before and after. Commit it and it joins burn from its start date.

A finance agent

Ask questions in plain English and get answers from your recorded numbers, or log an expense from one sentence after you confirm it.

Built for teams

Invite a co-founder or finance person as viewer or editor, section by section. Pro includes two teammates, Max is unlimited.

No bank logins

Nothing to connect, nothing to import. Your numbers stay in your control.

Try the numbers first

Each number Plainhub keeps live has a free calculator, no signup required. Run yours, then let Plainhub keep them live:

Common questions

What is a startup finance platform?

A single place where a founder runs the company's money day to day: cash, spending, revenue and team costs recorded as they happen, with runway, burn and MRR computed from them. It sits between accounting software, which records the past for tax, and a financial model, which is a plan built for investors.

What is the best finance software for a startup?

It depends what you need. For bookkeeping and tax, use accounting software like Xero or QuickBooks. For knowing your runway, burn and MRR without connecting bank accounts, Plainhub is purpose-built for founders and gets you a live model in about a minute.

Is Plainhub accounting software?

No. Plainhub is a founder's money operating system for runway, burn and hiring decisions. It does not do bookkeeping, invoicing or tax filing, and it is not a replacement for an accountant.

Do I need to connect my bank?

No. Plainhub never asks for bank logins or statement uploads. You record money events in plain words and the model builds from there, which is faster and keeps your financial data out of a third-party connection.

How is this different from a spreadsheet?

A spreadsheet is only correct the day you build it, and its formulas break silently. Plainhub keeps runway, burn and MRR live as you record events, and explains what each number means, so you are never quoting a figure you have not checked in a month.

Know your runway before it is a problem

Your first model is live in about a minute. Free to explore the demo, Pro €29.99/mo, Max €59.99/mo, cancel anytime.